Health/Vision/Dental Insurance

• Health Insurance —
  Comprehensive medical coverage including preventive care, catastrophic coverage, prescription drugs and mental health/substance abuse care.

  Choice of 3 plans—a PPO plan, an HMO plan and a TRICARE supplemental plan, depending on location. Navy Federal pays 75% of the health insurance premium.

• Vision Insurance —
  Routine vision care coverage offered through an extensive provider network.
• Dental Insurance —
  Comprehensive dental coverage including orthodontia.

  Choice of 2 plans—a PPO plan or an Indemnity plan with basic coverage. Navy Federal pays 60% of the dental insurance premium.

Flexible Spending Accounts (FSA)

• Medical FSA —
  You can contribute up to $5,000 a year on a pre-tax basis to pay for eligible health care expenses.

Disability

• Short-Term Disability —
  Salary continuation and benefits if you experience an illness or injury (after 14 consecutive days).
• 75% continuation of pay for your first 30 days of disability.
• 60% continuation of pay for days 45–90.
• Continuation of elected benefits.
• Long-Term Disability —
  • Salary continuation and benefits if you experience an illness or injury (after 90 consecutive days).
  • 60% continuation of pay.

Wellness Program (at headquarters except where noted)

• Fitness center staffed by two full-time wellness professionals
• On-site exercise classes
• Wellness seminars
• Wellness incentive programs
• Wellness program for non-headquarters' employees
• Discounted 12-week weight loss program, "Weight Watchers at Work," for headquarters' employees

Employee Health Services

• On-site health unit at headquarters has three registered nurses who provide basic medical care for employee illnesses and injuries, routine screenings, over-the-counter medications, Mother's Room and doctor referral assistance
• Registered nurses available to field employees by telephone, fax and e-mail
• Assistance with substance abuse treatment programs
• First Aid and CPR training
• Free annual flu shots