Home Buying Made Easy: A Step-by-Step Guide

Here is a step-by-step guide of what you need to know as you start your home search.

Step One—Find Out What You Can Afford

• Credit reports and your credit score
• Documentation you'll need
• Costs—upfront costs and ongoing costs

Step Two—Select the Right Mortgage

• Advantages of a Navy Federal mortgage
• Types of mortgages

Step Three—Figure Out What You Want

• Choosing the right home
• The advantages of homeownership
• Advertisements and Internet

Step Four—Connect With a REALTOR®

• Finding the right agent
• Get a rebate with Navy Federal's RealtyPlus program
• For sale by owner

Step Five—Prepare for Closing

• Delivery of contract to your lender
• The "walk-thru"
• Customary closing costs