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Get rates among the lowest you will find anywhere. No hidden fees and credit limits up to 100% of home value.

Limited-time offer! Pay no lender closing costs on your Equity Loans.¹

Fixed Equity Loans

Rates as low as 5.90% APR (includes
.25% discount with automatic payments)²

Interest-Only Fixed Rate more info | rates

EquityLines of Credit

Rates as low as 4.00% APR (includes .25% discount with automatic payments)³

Lines of Credit more info | rates

Interest-Only Lines of Credit more info | rates

How the equity loan process works.
Navy Federal Settlement Services is convenient and saves you money.⁴
Homeowners Insurance Program.
Visit our Home Center for payment calculators, step-by-step guides and helpful tips.
Tip: Equity Loans are sometimes referred to as a second mortgage. Interest is usually tax-deductible up to $100,000. Consult your tax advisor.