As part of our Identity Theft Prevention Program, we've teamed up with Equifax to offer credit monitoring service at special member discounted rates. This service provides a way for you to review your credit reports so you can be alerted to possible fraud and identity theft. Learn how Equifax can help you protect your good credit. Sign up now!

ID Theft

FTC's Identity Theft Site FBI Fraud Alert (PDF 700kb) Privacy Rights Clearing House Identity Theft Resource Center Do we have your current address?

Phishing

FTC Consumer Alert: How Not to Get Hooked by a `Phishing´ Scam (Acrobat file) Scam Alert: Watch Out for "Phishing" Emails Attempting to Capture Your Personal Information

Internet Security

Ten Tips To Online Security

Get the Acrobat plugin

Not a member? Join now!

Monitoring Your Credit Record With Free Credit Reports and Alerts

Whether you are taking precautions or you've become a victim of one of the recent personal data computer breaches in the news, there are some immediate actions you can take to maximize protection of your financial information.

Through protections under the federal Fair Credit Reporting Act, you have options for monitoring your credit record that are available at no charge.

Receive a free credit report every twelve months from each of the three consumer reporting companies:

• Call 1-877-322-8228 or visit www.annualcreditreport.com
• Or, mail a request to:
  

  Annual Credit Report Request Services
  PO Box 105283
  Atlanta, GA 30348-5283

If you are deployed, place a free "active duty alert" on your credit bureau files to minimize the risk of identity theft while you're away:

• Request the alert by calling Equifax at 1-800-525-6285 or visiting www.equifax.com.
• Alerts are in effect for one year.
• Your name will be removed from nationwide consumer reporting companies' marketing lists for pre-screened offers of credit and insurance for two years.

Place a free "90-day fraud alert" on your credit bureau files:

• Request the alert by calling Equifax at 1-800-525-6285 or visiting www.equifax.com.
• The credit reporting company you contact will immediately notify the two other major credit reporting agencies of the alert. You'll receive written confirmation from all three that the alert has been placed.
• You'll be asked to provide a phone number where you can be reached so creditors can call to confirm your identity before opening a new account.
• You're immediately eligible for a free credit report from each of the three credit reporting companies and should make a point to request them. The companies must provide them within three business days of your request.

Continue to monitor your accounts on a routine basis, and promptly alert your financial institution of unauthorized transactions or suspicious activity.

Information on ID Theft, Security Breaches, Fraud and Phishing

• Security at Navy Federal
• ID Theft: Don't Become a Victim!
• Attention! Copiers Pose New Fraud Threat
• Ten Tips To Online Security
• When Navy Federal Contacts You by Email
• Fraudulent Emails
• Examples of Fraudulent Emails and Scams
• Monitoring Your Credit Record With Free Credit Reports and Alerts
• If Identity Theft Strikes—Here's What to Do