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 Home > Member Specials & News > ID Theft, Fraud and Phishing Updates > ID Theft: Don't Become a Victim! > quiz

Test your Identity Theft IQ—Answers and Scoring

0-2 correct answers: It's time to learn more about ID Theft.

3-4 correct answers: You're on your way, but you still have some gaps in your knowledge to fill. Read up on the answers you missed below.

5 correct answers: You have a handle on what ID Theft is and a good idea of how you can be proactive in preventing it. Keep up the good work and remember to stay extra vigilant!


1. True-In a matter of hours, they can take over your existing accounts and open new accounts and loans, and even change your mailing address.

2. False-There is something you can do to thwart identity thieves. Stay alert—review all account statements as soon as you receive them for unauthorized transactions. Shred financial statements before discarding them.

3. True-Regularly check information on your credit report. By looking for unfamiliar merchants or vendors, changes in address or unpaid loan balances, you can be alerted that your identity has been compromised.

4. False-Services are available that automatically monitor your credit file and alert you of any important change.

For example, Navy Federal offers Equifax Credit WatchTM Gold at a special discounted price. For $7.95 per month (3 months minimum required), you'll get daily alerts of changes to key information in your credit file.

It also provides unlimited credit reports and $20,000 in Identity Fraud Expense Reimbursement Insurance. This reimburses victims of stolen identity by covering certain costs incurred when re-establishing their identities, such as lost wages and attorney's fees.

Order your Equifax Credit Watch Gold monitoring service today.

5. True-Navy Federal has several tools that can help you prevent Identity Theft:

 
 
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