Top Seven Ways to Improve Your Credit Score

1. Check your credit report for errors or incomplete information.
2. Pay all your bills on time and never skip payments, big or small.
3. Keep your credit card balances low by paying more than just the minimum.
4. Don't charge any single credit card or credit line to the maximum.
5. Avoid opening new credit card accounts unless absolutely necessary.
6. When shopping for a car or mortgage loan, make all inquiries within a 45-day period.
7. Don't close old unused accounts in good standing—they actually help your score.