Add Money to Your Accounts
How to Move Your Money or Make a Deposit
Whether you’re transferring funds using an external card, moving money between your Navy Federal accounts or depositing a check, we’ve got you covered.
Transfer Using an External Card
Move money to your Navy Federal checking or savings account using an external Visa® or Mastercard® with a few simple clicks.
Transfer From Another Financial Institution
Make an Automated Clearing House (ACH) transfer through online banking or by visiting a branch. Our member service reps are also available by phone.
Transfer Between Your Navy Federal Accounts
Use our mobile app* or online banking to move money between your Navy Federal accounts.
Deposit a Check
Sign in to our mobile app and deposit a check in a few simple steps. You can also visit a local branch or ATM.
Deposit Your Paycheck Automatically
Set up direct deposit and have your paycheck sent right to your Navy Federal account.
- Immediate access to your money
- Reduced risk of identity theft or mail fraud
- No cost to enroll
More Resources
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Wire Transfers
Learn how to send and receive money by wire transfers, whether you need to move money domestically or internationally.
Learn More about Wire Transfers -
Mobile Banking Apps
Navy Federal's mobile banking apps offer quick and convenient ways to manage your accounts on the go.
Learn More about Mobile Banking Apps -
Branches & ATMs
With more than 350 branches worldwide and 24/7 access to member service reps, we're here with help the moment you need it.
Learn More about Branches & ATMs
Disclosures
ATM Cash Advance Fee: None if performed at a Navy Federal branch or ATM; otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction.
Eligible for Visa and Mastercard card only. Review the terms and conditions of the external card you plan to use for a transfer. Transfer may not result in external card rewards. Transfers using an external credit card may be considered a cash advance credit transaction.